Introduction To Liquidity In Banking & Treasury

What you’ll learn
Understanding Fundamental Liquidity Concepts
Mastering Liquidity Ratios and Metrics
Understand various strategies that banks and financial institutions use to manage liquidity risk effectively.
Assess different tools and techniques for liquidity risk assessment in both normal and stressed conditions.
Exploring the Role of Central Banks in Liquidity
Understanding Liquidity Across Banking Sectors
Complying with Liquidity Regulations
Assessing Liquidity Risk with Practical Tools

Requirements
No experience required, an introductory course for beginners.

Description
In this course, you will learn the fundamental and advanced concepts of managing liquidity in banking, a critical function that ensures financial institutions maintain solvency and meet their obligations. This course is designed for professionals working in or aspiring to work in roles related to treasury, risk management, and finance, as well as those looking to understand the critical importance of liquidity in maintaining a bank’s financial health.The course covers a range of essential topics that will equip learners with the knowledge and tools to effectively manage liquidity risks and strategies. You will start by understanding the basic concepts of liquidity, why it matters, and how it impacts a bank’s operations and financial stability. From there, you will explore the key liquidity ratios every banking professional must know, including how to calculate and interpret liquidity metrics to make sound financial decisions.Managing liquidity risk is a core focus of the course. You will learn about the various strategies used by banks to mitigate liquidity risk, alongside the tools and techniques used for liquidity risk assessment. The course also provides insight into how central banks influence liquidity in the banking system and the critical relationship between central and commercial banks in maintaining liquidity balance.In addition to covering liquidity management in retail and investment banking contexts, the course dives deep into the regulatory frameworks that govern liquidity, including Basel III. You will understand how these regulations shape liquidity requirements and how banks can comply with these ever-evolving regulations while maintaining a stable liquidity position.This course is not just theory-based. It provides practical examples and case studies, enabling you to apply what you have learned to real-world banking scenarios. By the end of the course, you will have a solid understanding of liquidity management, the skills to assess and mitigate liquidity risks, and the expertise to navigate the complex regulatory environment surrounding bank liquidity.Whether you are an experienced banking professional, a treasury risk manager, or someone new to the field, this course will provide valuable insights into managing liquidity effectively. The knowledge gained will empower you to make informed decisions in managing liquidity risk, ensuring financial stability and compliance within your organisation.

Overview
Section 1: Introduction to Liquidity

Lecture 1 Understanding Liquidity in Banking: A Beginner’s Guide

Lecture 2 The Importance of Liquidity in Banking

Section 2: Key Liquidity Metrics and Calculations

Lecture 3 Key Liquidity Ratios Every Banker Should Know

Lecture 4 How to Calculate and Interpret Liquidity Metrics

Section 3: Managing Liquidity Risk

Lecture 5 Strategies for Managing Liquidity Risk

Lecture 6 Tools and Techniques for Liquidity Risk Assessment

Section 4: Central Bank Influence and Relationships

Lecture 7 How Central Banks Influence Liquidity

Lecture 8 The Relationship Between Central Banks and Commercial Banks in Liquidity

Section 5: Liquidity in Different Banking Sectors

Lecture 9 Liquidity Dynamics in Retail Banking

Lecture 10 Understanding Liquidity in Investment Banking

Section 6: Regulatory Framework and Compliance

Lecture 11 Liquidity Regulations: What Bankers Need to Know

Lecture 12 How Basel III Affects Bank Liquidity

This course is designed for banking and finance professionals, risk managers, treasury analysts, and aspiring bankers who want to deepen their understanding of liquidity management and its importance in the financial system.